Australian equities are volatile, term-deposit rates barely beat inflation and superannuation access is locked away. Buying an investment property can deliver:
| Factor | Bullish Signal 2025 | Bearish Signal 2025 |
|---|---|---|
| Interest Rates | RBA pause at 4.35 % with cuts priced for H2 2026 | Funding costs still double 2021 levels |
| Vacancy | National rental vacancy 1.1 % (SQM) | Yields compressed in inner-city Sydney |
| Tax | Stage-3 tax cuts increase after-tax cashflow | Potential negative-gearing reform post-election |
If you have stable income, 10 %+ deposit plus buffers, and appetite for active management, the timing remains reasonable.
| Market | Median House Price (Sept 2025) | Gross Rental Yield | 5-Year Growth Forecast | Comment |
|---|---|---|---|---|
| Adelaide – Salisbury | AUD 545 k | 4.7 % | 35 % | Affordability + population inflows |
| Perth – Rockingham | AUD 610 k | 5.2 % | 32 % | Resource rebound |
| Brisbane – Logan | AUD 615 k | 4.9 % | 30 % | Infrastructure pipeline |
| Dubai – JVC 1-Bed | AUD 280 k | 7.4 % | 40 % (AUD basis) | FX upside + Expo spill-over |
Domestic hotspots still win on leverage ease, but Dubai offers higher cash yield and residency perks for AUD 840 k+ aggregate holdings.

| Stage | Task |
|---|---|
| Pre-Purchase | Define budget & borrowing capacity |
| Secure pre-approval / proof of funds | |
| Shortlist suburbs & micro-markets | |
| Run cash-flow model incl. 2 % vacancy | |
| Purchase | Offer, negotiate, obtain acceptance |
| Conduct inspections / valuation | |
| Review contracts with solicitor | |
| Exchange & pay deposit | |
| Post-Purchase | Set up utilities & landlord insurance |
| Appoint property manager | |
| Lodge land-tax or DLD registration | |
| Schedule depreciation / snagging |
A Sydney couple who bought a 3-bed Townsville house off-market in Feb 2022 for AUD 430 k now rent it for AUD 560/week (6.8 % gross) and have bank-valued equity at AUD 580 k. Simultaneously, a Melbourne investor purchasing a Dubai Marina studio in April 2023 for AED 1 m (AUD 405 k) enjoys 9.2 % net yield and a 14 % paper gain. The lesson: disciplined due diligence and yield focus trump market timing myths.
Whether your next asset is in Perth or Palm Jumeirah, the Dubaiinvest advisory team compares over 150 metrics—yield, vacancy, FX, tax impact—to hand you a data-packed shortlist. Book your free 30-minute strategy call today and receive:
Grow your portfolio with clarity and confidence – schedule your session now.